Future Plan

It's never too soon to start saving for your child


Savings can only be multiplied, because we do not charge commissions for opening or administration. The savings for your child are guaranteed by The Deposit Guarantee Fund.


You always have access to money without being penalized and without losing the accrued interest.


You can receive a 15% bonus on a yearly basis from the amount of interest paid over the last 12 months if you honor your promise to deposit money in the Future Plan every month and not to withdraw it.


The Future Plan opens on behalf of your child, and you have full rights. Find out all you need to know that so your savings can keep growing.

  • Mandatory minimum amount for monthly deposits: LEI 42/ EUR 10/ USD 15.
  • The interest is variable and is calculated on a daily basis and capitalized monthly.
  • The term of establishment of the savings plan: up to the age of 18 the minor who is the holder of the savings plan.
  • Deposits: at any time and for any value (provided that the amount of the monthly deposits is at least equal to the minimum mandatory amount for monthly deposits).
  • Cash withdrawals: at any time and for any value.
  • The closing of the savings plan can be done:
  1. anytime, at your request;
  2. if you do not deposit for at least 3 consecutive months, at least the minimum monthly amount required / if the holder turns 18, the savings plan shall automatically terminate, and the existing balance shall be transferred to the current account.


The interest is variable and is calculated on a daily basis and is capitalized monthly. You receive a 15% bonus if you meet certain conditions.

You receive a 15% bonus from the amount of interest paid over the last 12 months, but no more than LEI 600, if:

• you do not comply for more than 2 months for each 12-month period with your commitment to monthly save at least the minimum amount mentioned;

• you do not make any cash withdrawals from the balance of your savings plan over the 12-month period. See the list of costs and interest below

Our dedicated staff is at your disposal for any information about our products and services at tel. 021 303 69 69 or 0800 801 802.

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