SEP, LLC, or even PLC, we can help you with fast and easy current account packages by video call. First Bank specialists will guide you to the right package for your business.
Join a video call with one of our representatives and learn more!
You can get our products by connecting yourself via audio-video devices, so you can see and hear us in real time.
What it is and how it works?
First VideoBank is an innovative service that helps you get in direct audio-video connection with one of our consultants, by means of any device (mobile phone / tablet / laptop) that has a front camera and a stable internet connection.
Everywhere and anytime with First VideoBank
You can talk to us EVERYWHERE you are, during your vacation, at home or in any other place without going to the bank. You can join us live at ANYTIME, as the service is available Monday to Friday between 9 am and 9 pm and Saturdays between 10 am and 3 am. We do what robots cannot, the video agent will guide you and advise you to choose the product according to your needs.
The products you can buy
Personal loan Credit card Salary card Current account packages for your business Credit facilities for your business
Example of calculation for Visa Exclusive Gold
For a credit limit of 5,367 LEI, fully accessed over a 12-month period and repaid in 12 equal monthly installments, taking into account the variable interest rate of 20.17% for shopping and 21.17% for cash (consisting of the ROBOR reference index at 3 months and the fixed margin of the bank of 17% for purchases and 18% for cash), the annual fee (150 LEI) and the insurance cost of 0.35% per month, applied to the amount used, the total payable amount is 6,262.62 LEI, having a DAE of 35.13%.
Example of calculation for Visa Exact
For a credit limit of 5,367 LEI, fully accessed over a 12-month period and repaid in 12 equal monthly installments, taking into account the variable interest rate of 21.17% for purchases and 22.17% for cash (consisting of the ROBOR reference index at 3 months and the fixed margin of the bank of 18% for purchases and 19% for cash), the annual fee (40 LEI starting with year 2) and the insurance cost of 0.35% per month, applied to the amount used, the total payable amount is LEI 6,183.73 having a DAE of 30.61%.
Example of calculation for Personal Need Loan
Pentru un credit de 63.060 lei, rambursabil în 60 de rate lunare egale, dobânda este de 7,99% (fixă pe toată durata creditului), cu asigurare de viață de 3.060 lei inclusă în valoarea creditului, rata lunară de plată este de 1.278,33 lei, valoarea totală plătibilă de 79.759,66 lei și DAE 10,60%. Exemplul este calculat in condițiile încasării venitului in contul First Bank, achiziționării produsului de Asigurare și refinanțării a cel putin unei facilități de creditare de la o alta banca.
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