Non-nominal financing - Medium-term loan

Maximum amount: EUR 200,000; RON equivalent Maximum period: 60 months

The facility can be used to pay for the company's unnamed needs (including debts to the state budget) and can also be used to refinance other loan products.

The facility uses a separate loan account.

Award currency: RON, EUR (for situations where the company has receipts or sales contracts denominated in foreign currency).


The loan can be drawn in full, in one or more installments, within a maximum of three months from the date of signing the loan agreement. No supporting documents are required for the shootings. It is recommended that the level of coverage with adjusted guarantees be at least 100%.

Repayment may be made in equal monthly or quarterly installments or in equal monthly installments.

For financing with installments and without real guarantees, we have created for you a Prompt Medium Term Loan, with a maximum grant amount of 100,000 EURO, equivalent in RON for a period of up to 36 months.

Investment financing

Maximum amount: EUR 200,000, RON equivalent; Maximum period: - 84 months for the purchase of vehicles / equipment (grace period - maximum 3 months) - 120 months for other types of investments (grace period - maximum 12 months)

It is a non-revolving facility used for the company's development or expansion plans such as the purchase of goods (real estate, equipment, etc.) or the refinancing of investments made prior to applying for the loan and made from own sources.

Award currency: RON, EUR (for situations where the company has receipts or sales contracts denominated in foreign currency).


The maximum product grant limit is set according to the type of investment as follows:


up to 85% of the value of investments, acquisitions and constructions, excluding VAT.

in the case of refinancing of other loans, up to 100% of the amount to be repaid may be granted.

in case of land acquisition (except for those in the category of agricultural suburbs), the Bank will finance up to 50% of the purchase price, excluding VAT.

The service gives you ease in paying installments and can be used for investments, acquisitions, construction, but also for refinancing other investment projects or for taking over other types of long-term loans.

Our dedicated staff is at your disposal for any information about our products and services at tel: 021 303 69 69 or 0800 801 802.

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