Current account packages

Money transfers done right – safe and easy transactions day after day

An easy way to manage your money
MY PRACTIC package

Current account in the local currency: lei

Debit card

Zero withdrawal fee from any First Bank ATM in the country

Zero withdrawal fee granted for the first two withdrawals from any ATM in Romania

Text message notifications

Internet & mobile banking (optional)

Overdraft facility

Withdrawals from other banks' ATM - national (first 2 withdrawals/month)

Withdrawals from other banks' ATM - international

Interbank RON transfers - Internet & Mobile Banking - amount < 5.000 RON

Interbank RON transfers - Internet & Mobile Banking - amount >5.000 RON & < 50.000 RON

Cashback (national & international POS transactions)

Airport Lounge access (Bucharest, Timisoara & Cluj) 

Travel Insurance

For free** or with 10 RON
MY RELAXAT package

Current account in the local currency: lei

Shop & Cash debit card

Zero withdrawal fee from any First Bank ATM in Romania

Zero withdrawal fee from any ATM in Romania

Text message notifications

Internet & mobile banking with no additional fees for both transactions with First Bank accounts and transactions with amounts smaller than 5000 lei, with any other bank accounts in Romania.

Overdraft facility

Withdrawals from other banks' ATM - national (unlimited)

Withdrawals from other banks' ATM - international(unlimited)

Interbank RON transfers - Internet & Mobile Banking - amount < 5.000 RON

Interbank RON transfers - Internet & Mobile Banking - amount >5.000 RON & < 50.000 RON

Cashback (national & international POS transactions)

Airport Lounge access (Bucharest, Timisoara & Cluj) 

Travel Insurance

For free** or with 15 RON
MY LIBER Package

Current account in lei and other currencies (optional)

VISA PREMIUM DEBIT CARD in lei

Zero withdrawal fee from any First Bank ATM in Romania

Zero withdrawal fee from any ATM in Romania

Zero withdrawal fee from any international ATM.

Text message notifications

Credit card

Withdrawals from other banks' ATM - national (unlimited)

Withdrawals from other banks' ATM - international(unlimited)

Interbank RON transfers - Internet & Mobile Banking - amount < 5.000 RON

Interbank RON transfers - Internet & Mobile Banking - amount >5.000 RON & < 50.000 RON

Cashback (national & international POS transactions)(0.10% / tranzactie)

Airport Lounge access (Bucharest, Timisoara & Cluj) 

Travel Insurance

Visa Premium benefits & discounts. See details here

For free** or with 35 RON
Download the app and find out more about all these goodies!

*Under certain conditions.

**Under the following conditions:

MY PRACTIC: min. 500 RON monthly cash-in OR age under 25 / over 65

MY RELAXAT: min. 2.000 RON monthly cash-in

MY LIBER: min. 4.500 RON monthly cash-in

ZERO comission for administration of debit card, Internet&Mobile Banking, SMS alert, credit card. You can find the full list of taxes and fees here.

Frequently asked questions

If you still have questions, look for answers below.

What accounts are available in bundles?

Accounts in RON / EUR / USD / GBP / CHF

How can I add funds to my account?

You have several payment methods available:

  • Cash deposits at any First Bank branch
  • Transfers from another bank to the current account opened at First Bank
  • Cash deposits through the QIWI terminal network 

Choose the nearest QIWI terminal here.

You can deposit cash without commissions.

For more information click here.

How do I use my travel insurance for an event?

În cazul producerii unui eveniment asigurat, tu, însoțitorul tău, sau Medicul Curant trebuie să contacteze de urgență APRIL, la numărul de telefon +4021-2019041 sau fax +4021-2019140 pentru declararea Evenimentului asigurat.

Trebuie să prezentați totodată și următoarele date de identificare:

•            numele, prenumele și CNP- ul Persoanei Asigurate (Utilizatorul de Card Asigurat);

•            număr telefon de contact;

•            numărul poliței de asigurare de grup AM 875626;

•            descrierea succintă a evenimentului petrecut.

The payment bank account with basic services

Your first payment bank account helping you to streamline the use of your money, reassures you on how the money is managed, and simplifies your daily payments. To benefit from this account, you need to have legal residence in the European Union, and this account must be the only one open with a bank in Romania (or you provide proof that you have been notified of the closure of any other account you have at the time of request).

The payment bank account with basic services – financially vulnerable customers

Your first payment bank account helps you streamline the use of your money, reassures you on how the money is managed, and simplifies your daily payments. To benefit from this account, you need to have legal residence in the European Union, and this account must be the only one open with a bank in Romania (or you provide proof that you have been notified of the closure of any other account you have at the time of request), and you submit supporting documents showing you are financially vulnerable (the monthly income does not exceed the equivalent of 60% of the average gross salary in the economy, forecasted in the latest macroeconomic forecast, published by the National Prognosis Commission in the current year for the next year, or the income in the last 6 months does not exceed the equivalent of 60% of the average gross salary in the economy)

Haven't logged into Winbank in the last 12 months?

Since November 12, your access to the Winbank service has been restricted.

For access to our new mobile banking app First Bank please pay us a short visit in any branch, or if you have an active debit card and the same phone number / email as those declared in our systems, you can do it directly from the app. All you must do is access the "Open account" button and follow the steps indicated.

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