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Choose a credit card that makes a difference.
Traveling is always enjoyable, make it unforgettable with Visa Exclusive Gold! You have a number of advantages
All you have to do to enjoy them is make reservations with your Visa Exclusive Gold credit card here:
https://www.visa.ro/premium/privilegii-internationale/hotels.html
You have the best price in the Visa Luxury Hotels network, the possibility to change hotel rooms, subject to availability, free internet in rooms, valet for parking, VIP guest status, continental buffet.
To avoid "the unpredictable", choose a trusted partner! You have a number of insurance
Group life insurance.
Insurance regarding the loss, theft of card or personal documents and shopping protection in Romania.
Travel insurance abroad (covers the risks of death and partial permanent disability from accident, emergency dental treatment, hospitalization, flight or luggage delay, civil liability to third parties, covers in case of accident fraudulent use, theft or loss of mobile phone , emergency medical expenses).
You have not one, but several options starting with ZERO.
ZERO commission for any withdrawal from ATM or POS, regardless of country.
ZERO commission for any transaction you make online or at merchants regardless of country.
ZERO commission for foreign currency conversion of transactions carried out abroad.
Not just a credit card, an Exclusive card!
- Gold credit card in Lei, with international validity.
- You can withdraw cash up to 50% of the credit limit granted.
- Up to two additional cards can be issued.
- It is valid for two years.
- Credit line period is 24 months, with automatic reissue.
- In order to obtain it, you must have Romanian citizenship and residency, an income of at least 4,500 LEI, at least three months of experience at the current job and at least one year of total work experience.
Here you can view the full cost of the product.
The interest rate is reviewed quarterly on the first working day of each quarter (respectively on the first working day of each of January, April, July, October), taking into account the value of the consumer credit reference index (IRCC) provided by the NBR in last banking day of the previous calendar quarter.
Download here the Commissions and interest rates list
“Installments purchases everywhere in the world” Visa Premium, a new dimension of comfort
Regulation "Shopping in installments anywhere in the world"
The Visa Premium Program is a new dimension of your comfort.
Insurance package attached to your Visa Exclusive Gold card
Insurance regarding the loss, theft of card or personal documents and for the protection of purchases made in Romania.
Download here the general conditions for insurance regarding the loss or theft of the card or documents and the protection of purchases
Travels carefree anywhere in the world.
Travel insurance abroad (covers the risks of death and permanent or partial disability from an accident, emergency dental treatment, hospitalization, delay or loss of air travel or luggage, civil liability and mobile phone, emergency medical expenses)
For unforeseen events.
Download here the terms and conditions of the insurance package for Death due to illness or accident, involuntary loss of job or temporary total disability (for authorized individuals)
Join a video call with one of our representatives and learn more!
Frequent questions
If you still have questions, look for answers below.
How can I get a credit card?
What are the eligible income types?
How can I receive information on transactions and due amounts?
What should I do if I forget the PIN code?
What if I lose my card or it is stolen?
What if I do not recognize a transaction listed in the statement of account?
How do I renew my card if it is damaged, or want to renew it earlier?
What are the documents required?