Play pretend and make your own confident time and money plans. Don’t forget to tell us what suits you best!
Installments type
You want an interest rate discount?
*APR (RON) 10.60%, calculated for a net loan amount of 60,000 lei (63,060 lei loan value with life insurance included) for a period of 60 months, in case of income collection in an account opened at First Bank, purchasing the Insurance product, and refinancing at least one loan held at another bank. The fixed interest rate is 7.99%, resulting in an installment of 1,278 RON. The total credit amount in this case is 79,760 RON |
*The information presented is purely indicative and has no contractual value. |
COMFORT AND SAFETY
Your plans are coming to fruition by paying monthly installments with fixed interest rates over the entire lending period.
The Confident Loan is a loan created for personal needs, including refunding of consumer loan/s or collateral loans, without the need for supporting documents on how the money is to be used.
CUMULATIVE DISCOUNTS
You benefit from cumulative interest rate discounts of up to 30% of your interest margin and a special annual fidelity discount if you receive your monthly income in an account opened with First Bank.
We provide all the information you need, whether you choose the fixed interest or the variable interest. You can find all the available interest discounts here.
Frequently asked questions
If you still have questions, look for answers below.
What documents are required to obtain the approval for a personal loan?
Up to what age can I apply for a personal loan?
If I cannot get the amount I want, can I bring a co-payer?
What monthly income do I need to have to apply for a personal loan?
How can I find out what the maximum amount I can get is?
What type of loan can I refund?
Can I make early repayments?
If I repaid part of the loan in advance, can by montly payment instalment be reduced?
If the salary payment day changes, can I also change the due date of my loan?
If I refinance my loan, can I immediately have access to the extra-cash of the loan?
How much does it cost to transfer money to refund a loan?
If my income is from royalties, can I still apply for a home improvement loan?
Can I refund a loan in EUR?
What happens if, during the lending period, I can no longer comply with the monthly income transfer conditions?
What benefits do I have If I purchase the dedicated insurance product?
What risks are covered by the life insurance policy?
How do I pay my loan installments?
Cash deposits through CEC bank network
What is the monthly credit installment composed of?
How is the loan repayment in equal installments calculated?
How is the repayment of the loan calculated in decreasing installments?