• If your monthly income is recorded in the NAFA database, you only need your / your co-payer’s Identification Document, if applicable.

• The maximum age for the loan, at the end of the lending period, must be 65 years.

• Yes. You can bring in maximum one co-payer (your spouse or partner with whom you live and share your household activities, a parent / brother / sister, a son / daughter).

• Minimum 2.000 de lei/month per individual/earned individually.

• The fastest and easiest way to obtain all the information you need is to initiate a video call with one of our colleagues on FIRST VIDEOBANK. We will offer you a loan offer tailored for your needs, with alternative options. You have 15 days to decide which is the most suitable for you. You can also visit us in any First Bank Branch and we will offer you all the information you need.

• Any type of loan granted by a bank and / or non-banking financial institution in Romania.

• Yes. You can reimburse any amount, free of charge. In the case of fixed interest loans, an early repayment fee shall be charged, depending on the time remaining until the end of the loan.

• Yes. After an early repayment, you can opt for a proportional decrease in your monthly payment or in your remaining reimbursement period (or a combination of these two).

• Yes. You can always request, free of charge, to change the due date for your loan.

• Yes. Immediately after making the money transfer to extinguish the loan in question, if this transfer was made through a “Conditional Payment Order”.

There are no costs. Costs 0 (zero). These money transfers are exempt from any fees and charges (both in the case of the Simple Payment Order and the “Conditional Payment Order”).

• Yes. Income from royalties is accepted alongside with income from salary, pensions, mandate contracts, self-employment, management contracts or agency contracts, rents, life annuity income.

• Yes. Although the loan is made in RON, the amount required to extinguish the loan from another bank may be transferred in EUR in your current account, by means of a foreign exchange transaction (at the bank’s exchange rate).

• In this case, you shall lose the interest rate originally granted.

• In addition to the benefits provided by the protection items, you can also benefit from a 1% interest rate discount on your interest rate. Additional discounts can be added to this discount if you decide to receive your monthly income (1%) or to refund your loan from another bank (0.5%).

• If you earn salary income, the insured risks are: involuntary loss of the workplace and death from any cause. For the remainder of the cases: death from any cause and total permanent invalidity from any cause.

You have several payment methods available:

• Cash deposits at any First Bank branch

• Transfers from another bank to the current account opened at First Bank

• Cash deposits through the QIWI terminal network  

Choose the nearest QIWI terminal here.

You can deposit cash without commissions.

For more information click here.

The installments in RON will be deposited in the account RO93CECEB000X5RON1309503

The rates in EUR will be deposited in the account RO66CECEB000X6EUR1312344

The following information will be provided:

Name and Surname depositor / CNP depositor

Name and surname of the beneficiary / CNP beneficiary