With a First Bank real estate loan you can get your dream home in a few steps.

REFINANCING AND NEW LOANS
• The repayment term of the borrowed amount is flexible, up to 360 months.
• The borrowed amount is up to EUR 500,000 (RON equivalent) with a variable interest rate of 2.3% + IRCC (1.17%) *.
• You can take the loan together with up to 3 co-payers (husband, wife, partner, parents, kids, brothers)
* DAE (LEI) - Variable. Client with income received in First Bank accounts - is calculated for a loan with the value of 232,500 LEI, for a period of 360 months, with repayment in equal monthly installments, with an annual interest rate of 4.16% (IRCC = 1.86% + fixed bank margin = 2.3%), taking into account the value of the analysis fee, the value of the current account fee, life insurance with an estimated monthly value of 26.65 LEI and real estate with value estimated annual fee of 275 LEI (for a guarantee value of 275,000 LEI), real estate appraisal fee brought in collateral 450 LEI, real estate advertising formalities fee 123.25 LEI and registration fee in the Registrul National de Publicitate Mobiliara a garanțiilor
87.60 LEI, DAE = 4.63%.
You are one step closer to home. Leave us your contact details and we will call you shortly.
* Client with a monthly income of at least 4,500 LEI at First Bank or other banks. The advance is 20% if you collect the income at another bank or 30% if you choose the real estate investment loan in euros.
You can find the complete product sheet and the price example here.
Now you can get both your home and your funding from the same place.
Frequently asked questions
If you still have questions, look for answers below.
What documents are required to obtain the approval for a real estate investment loan?
Up to what age can I apply for a home improvement loan?
If I cannot get the amount I want, can I bring a co-payer?
What monthly income do I need to have to apply for a real estate investment loan?
How can I find out what the maximum amount I can get is?
If the salary payment date changes, can I also change the due date of my loan so that I do not record any arrears?
If my income is from royalties, can I still apply for a home improvement loan?
It is mandatory to conclude insurance policies only through the bank’s partners?
If I did not find the apartment / house I want to buy by means of this loan, can I find out the maximum amount I could get?
What happens if, during the lending period, I can no longer comply with the monthly income transfer condition?
What should I know before signing a loan agreement?