If you still have questions, look for answers below
If your monthly income is recorded in the NAFA database, you only need your / your co-payer’s Identification Document, if applicable).
The maximum age for the loan, at the end of the lending period, must be 65 years.
Yes. You can bring in maximum 4 co-payers (additional to the spouse or partner).
Minimum EUR 300 / month (in RON equivalent). This level also applies to each of the co-payers (if applicable).
Visit any First Bank agency or visit our webpage at www.firstbankliveshop.ro and we shall provide you with a loan offer that also includes alternatives solutions, and you have 15 days to decide on the best option.
Yes. You can reimburse any amount, free of charge. In the case of fixed interest loans, an early repayment fee shall be charged, depending on the time remaining until the end of the loan.
Yes. After an early repayment, you can opt for a proportional reduction in your monthly payment or in your remaining reimbursement period (or a combination of these two).
Yes. You can always request, free of charge, to change the due date for your loan.
Yes. Income from royalties is accepted alongside with income from salary, pensions, mandate contracts, self-employment, management contracts or agency contracts, rents, life annuity income.
No. You can conclude insurance policies through any insurance company, provided that the minimum insured amount requirements and the covered risks are met. However, through the bank's partners, you can benefit from negotiated levels of insurance premiums.
Yes. After reviewing your loan application, the bank provides you with a financial approval letter whereby you find out the maximum amount you can qualify for. Within 60 days of the date of issue, you can decide on the property you want to buy.
In this case you will lose the interest rate discount originally granted.
Everything you need to know about a loan agreement you will find here (only in romanian): http://www.educatiefinanciara.info/all-project-list/creditarea-pentru-bunuri-imobile/
Ai la dispoziție mai multe modalități de plată:
Depuneri la orice unitate First Bank
Transferuri dintr-o altă banca în contul curent deschis la First Bank
Depuneri de numerar prin rețeaua de terminale QIWI.
Vino la cel mai apropiat terminal QIWI din orașul tău și econonomisești timp prețios. Alege cel mai apropiat terminal QIWI aici.